With this in mind, the couple visited their local New Zealand Home Loans office and discussed the different ways they could handle their financial planning so that their children were not left empty handed later on in life.
Fast forward a couple of decades or so later and the couple now run the Pukekohe NZHL franchise. “We were so impressed with New Zealand Home Loans’ help ourselves, that we decided to help others to build their future too,” says John.
The couple, who have lived locally for many years and have a strong bond with the community, began helping clients in 2002 and pride themselves on maintaining a friendly rapport with every single one of their customers, some of which have been part of the NZHL experience since the couple first began offering financial advice 17 years ago. “They are not just our customers. After a short period of time, we become very close friends and we often find that those clients who first signed up with us all those years ago are now sending their children in to start planning for their first homes.”
NZHL Pukekohe includes a team of eight local team members with a huge deal of knowledge relating to making sensible financing decisions and the best options available when planning for your future. While over 80 per cent of their clients are situated in the Franklin region, John says that they also have clients further afield. “We make good use of technology such as Skype and travel around a lot for our valued clients.”
Thanks to a family centered ethos, the team at NZHL Pukekohe makes saving their clients’ money and paying off home loans quickly their top priority. “We want our clients to be concerning themselves with their home or work life, we can sort out their finances so that they don’t have to worry about the future,” says Liz.
Whatever the challenges that take place, Liz and John say they can help. “Whether you are a first home buyer, or wanting to refinance your current mortgage, or are about to turn fifty and want to go on that cruise, perhaps want to assist your children to buy their first house or you wish to make sure you have proper protection to overcome difficult times during health challenges, there are always options to help you out. I love the feeling of putting that bright spark back in the eyes of our clients, when they thought they would never be able to reach their dreams.”
“We have even been able to help our clients out at times when they are in hospital and worrying about how their family is going to cope, we just tell them not to worry, we have it sorted,” says Liz.
From mortgage protection insurance, to home, health, contents, car, trauma, life insurance and everything in between, the team at NZHL Pukekohe is experienced and incredibly knowledgeable about making your finance work at its best for your future whilst having the right protection – Insurance plan – in place.
“We don’t farm you out to another bank with the best deals at that time, like most mortgage brokers, instead we will give you the best option we can, and you will remain dealing with us from then on. We will also keep in touch with you about any changes that might happen in the future. This also means that everything is branded with the NZHL mark of approval and all banking is done under the same umbrella,” says Liz.
With NZHL, you no longer have to navigate the many options available in terms of financial planning. Instead you will be given a dedicated team, committed to making the process as easy as possible for you.
This includes a one on one personalised service, tailored to your requirements as well as the ability to reduce your interest costs and open-up your options. Whether it be becoming debt free faster, taking a family holiday or buying a new car, the team at NZHL is here to give you the best guidance possible and work as a sounding board for making excellent financial decisions for the future. They will also give you the right tools to monitor your progress and inspire you to reach your goals. This comes in the shape of DebtNav, our online planning tool that starts as soon as your home loan is in place
As NZHL covers Mortgages and all types of insurance, you can work out the right home loan structure with competitive rates whilst choosing a sensible, affordable insurance, that covers all aspects of your life. All this is discussed and planned with you in person at a time suitable to you. This can be at our office, or in the comfort of your own home.